Introductions and Greetings

 

You must be the change you want to see in the world.

Mahatma Gandhi Indian political and spiritual leader (1869 – 1948)

My ignorance of who Mahatma Gandhi was and all the things he stood for is staggering. I feign naivety on many many subjects. The quote simply has a poignancy that motivates me at this time in my life.

 

Brent and I married in 2002. London is our only daughter. The boys from eldest down; Elliot, Avery and Oliver.

June 2011 at Pilot Mountain, NC

 

We currently reside in West Virginia.¬† I have taken short term, part time jobs over the years but resolve to be the mother of these children and wife to my husband. Given that I feel Brent would be a much better full time parent, I spend the rest of my time gawking at the masters degree I haven’t finished and all the things we hope to accomplish with our time as it passes.

 

The course of action for the six of us is steadfast in reducing our debts to the many generous lenders over the past 15 years, prepare for our emotional, physical and financial futures, all the while plucking away at the day to day in a 2011 culture. While simple is our desire, as we all know, we don’t always get what we ask for. We take it as it comes and hope to leave behind us something better.

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Car-Free vs. Car-Lite

Brent and I had a heated debate about the purpose of not using our van this month. It really was all my idea and we do have two vehicles sitting out there in the driveway that can be used. Some of our reasoning for going Car-Lite can be found on this blog’s car-lite family page. Here are the specific reasons for not driving our car for the month of August.


By the Numbers

There is a significant financial savings gained from keeping those vehicles in the drive way. Here are two charts I have kept on Mint.com. The first graphs our insurance, fuel and loan payments as well as any maintenance expenses. The second shows just our gasoline expenses.

Gas Only

 

All Auto Expenses Combined


I really thought July would have been a lot lower in gasoline. I only drove the van one day a week for errands. Then I remembered we paid for the gas for both trips to Elkins for Brent and we went to Charleston three times in one month. It adds up quick. June looks more accurate for what our expense would be if we reduced our driving, but we drove to Charlotte that month too, so I guess this is just a real life snap shot. It’s not reflecting any extreme measures, but more of our transition to using the van less, but also driving it when we had to.

 

What I get out of these graphs is that we spend, on average, $600 each month for our cars. I took a huge measure to knock out half of that expense by paying off the van loan today. After I get the title I will call our insurance company and reduce the coverage to liability. Maybe we will have a little less green on those charts in a couple months.

 

Different POV

The second thing I did was revisit the issue of selling the van. I see selling it as a way to drag ourselves out of the pit of debt that has consumed me and my family for the past decade. With it’s sale I can put more money toward more debt, and there is plenty of it, debt, not money.

 

Brent and I do not agree on this issue. The van still represents a lot of freedom and security to him. It’s a huge pain in my ass. I am doing just fine to not go anywhere far or anywhere at all. I have learned to tolerate the heat and take each incline on the bike one stoke at a time. I have been whittling down our errands and bringing our doctors closer to home. Brent is scared of the car traffic and having the children out on the roads. He’s concerned about the expense of buy a new van later and putting money into the Cavalier to keep it running. I should really ask him to weigh in on all his concerns here. They are very valid, but I just don’t see that as reasons to not try our hardest to pursue this route to financial freedom, however long it may be.

 

He brings up that renting a car will be more expensive; a minivan was running $100/day last I checked. I counter with, “where are we going?” He doesn’t know. Then I bring up the hope that Marshall University will get the ZipCar program they discussed last year. It would be a compromise in price and convenience of having a car. I should call them soon about this possibility.

 

Brent is concerned about school pick up. What if the baby is sick or napping and Brent’s in class and the children need to come home? I think we know enough people who would be able to bring them back or stay with the baby while I go out to get them.

 

Then there is the, “What about the weather?” Again, I don’t know exactly. We don’t have extremely rough winters, by my standards. The winter that Avery was in the hospital for two straight weeks we walked in snow nearly every day and it was fine. The roads were clear enough to drive, so the same roads should be clear enough to bike? Walking is still an option. Not going is still an option. The bus in an option.

 

There are many single car families in town. There are several folks we know who commute in all weathers by bike. I am sure there are many people in town without cars, but I only know of one. Finding out their solutions is also on my research list. I feel that each challenge is one to be overcome, not one to be answered with the mini van.

 

Car-free vs. Car-lite 

Many people and families live without cars. Many people also live car-lite, by which I mean, they have a family with one car and make do, or drive less. I will make a list of them all later.

 

I do not plan to live car-free. After this month I intend to drive the children to school in the morning. I still think we will be doing our grocery shopping by car. For August, I want to see how much we can do without the car. I want to strip away the dependency on the vehicles and see exactly what we need them for. August is a good month to try this experiment. Two of the children start school on the 15th. Brent starts back to teaching on the 22nd. Avery starts preK on the 22nd as well. It will give us time to figure out how to get around in the early weeks, then add a week of commuting to school with two big kids, then a week of commuting with three. There will be a week of getting everyone home by first taking up two and bringing home four, then a week of taking up one and bringing back four. It’s sort of a step it up program in bike commuting, up hill, with children.

 

We may discover that I can get a lot of grocery shopping done when it’s just me and Oliver and we can load up the trailer and bring it home and put it away with no extra little bikes and bikers to take out. We might find out that the children love biking to school so much they are easier to get up and out the door in the morning (I can hope). Our regimen might provide us with enough exercise that we won’t be paying for soccer, basketball and swimming this year (more savings!). The children may sleep better and focus on homework with more intensity. Maybe Brent will like that I can’t call him home to pick up the children because the baby is napping and he will get more work done. There is the possibility that we will save enough money that Brent and I could date regularly again, something we gave up with the budget crunch of 2009. I see a lot of great things coming from not driving this month.

 

It may be that we hate living without our cars and we miss going to, I don’t know, Target or friends out of town. Traveling with out our van in the rain and snow might be a complete bear. Perhaps someone gets hurt and we immediately sell our bikes and swear off leaving our home ever again. Dramatic? Perhaps. I just wanted to give some weight to ideas that might swing a bit further in the direction of car usage.

 

A Verdict?

We will keep our vehicles for now. Until we know what we need them for and which one to keep. Sometimes I think we should give away the Cavalier and keep the van. Other times I think sell the van, keep the car. Then I have moments of give away the car, sell the van, good ridden to them both. We would give away the car because it was given to us and it’s not worth much more than the satisfaction of knowing someone who needed it would be using it. One last idea is to donate the car, sell the van and then later, six months, a year, or when ever, buy a crossover vehicle that is better on fuel, seats six and is less than $10000 that we can pay for in cash.

 

It’s certainly a lot to think about.

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